Oxbury Bank is a responsible lender, with a clear focus on seeking to ensure that affordability and ability to repay is a primary consideration.
Therefore, as each deal is assessed individually, our application process starts by taking details of your farm and the farm business, including the particulars of the owners and/or directors. We usually also ask for your farm accounts for the last three years and latest management information to validate the financial health of the business and current business performance. We may additionally ask for a business plan to support our assessment of affordability of the loan.
Our team of dedicated Agricultural Relationship Managers are on hand to discuss your proposal with you and clarify what information you may need to provide to support your loan application.
To discuss your requirements with us, please visit www.oxbury.com/lending/oxbury-farm-loans/ for more details.