A minimum monthly payment of 3% of the balance, plus monthly interest, is debited from your Linked Account via direct debit 1 month after the facility is first utilised, and monthly thereafter until the balance is repaid.
You also have the flexibility to reduce your outstanding balance by making as many additional payments as you want to suit your own cashflow. These lump sum repayments can be made at any time, 24 hours a day, 7 days a week directly from your Linked Account.